Advanced Residential Mortgage
Finance Calculator with Complete Buyer Qualifying and Interest-Only Solutions
The professional’s residential mortgage finance calculator provides fast answers
to complicated questions, including Interest-Only Payments, Interest-Only Combo
Loans and Interest-Only Qualifying. Enter loan data in any order and quickly
solve for PITI, Interest-Only loans and all the “what-ifs” of Buyer Qualifying
and Rent vs. Buy comparisons.
It is versatile and helps you solves for:
- Conventional, FHA/VA and Interest-Only Loan
Buyer Pre-Qualifying
- Complete PITI Payment Solutions; including
Interest-Only
- Amortization with Remaining Balances
- Calculate Combination Loans: any
Loan-to-Value (LTV) including Interest-Only 2nd Combo, Bi-Weekly and ARMs
- Easy Rent vs. Buy Comparison and Tax Savings
- Date-math; Lock Expiration dates
For: Mortgage Lenders, Brokers and Loan Officers,
Home Buyers and Sellers, Real Estate Agents and Brokers
Qualify Your Buyer or Loan Applicant Three Ways
Qualify for Income Required, Maximum Loan Amount and Actual Ratios
New! Interest-Only Qualifying
Exclusive! Store and use any two sets of ratios (e.g. for Conventional and
FHA/VA) or set custom ratios
Complete Payment Solutions
Payments: P & I and Interest-Only Payment, PITI Payment, Total Payment with
Expense and Mortgage Insurance
Specialty Payments: Balloon and Bi-Weekly Payments
Complete Amortization for the total period or any specified range of periods
Future Value (i.e., Home or Land Appreciation) and Note Yields.
Evaluate and Compare Finance Options
Combo Loans; Quickly find Payments, Blended Rate, Combined Payments and Total
Amounts for any LTV, including Interest-Only 2nd Combo
Combo Loan Savings: Evaluate a Combo Loan (80:20) compared to a Straight First
Loan (100%), with or without Mortgage Insurance
Rent vs. Buy Comparison: Enter Rent Payment and then quickly find Loan Amount,
Price, PITI Payment, Estimated Annual and Monthly Tax Savings
Adjustable Rate Mortgage (ARM): Simplify complex ARMS. Show your clients the
"worst-case" scenario at the touch of a key
Tax Savings: Estimates Tax Savings from Mortgage Interest and Property Tax
Bi-Weekly Solutions: Compare costs, savings, and loan paybacks against monthly
schedules
Additional Features
Date Math: Quickly find escrow closing dates or figure how many days are left
until closing
Preference Settings: User-selected options for Payments per Year, Property Tax,
Insurance, Mortgage Insurance, Decimal Preference, Tax Bracket %, Amortization
and Qualifying Ratios
Periodic function for specifying a Periodic vs. Annual amount
Back Space key for easy editing of entered figures
Multiple Memory Storage
Works as a Standard Math Calculator
Includes
Easy-to-follow User's Guide on CD and Pocket Reference Guide
Full One-Year Limited Warranty
Protective Slide Case
Long-Life Batteries
Size:
5.5 x 3.0 x 0.5" (140 x 76 x 13 mm)
Power:
Two 3-volt lithium (LR44) battery (included)
Display Type:
LCD segment; 9 digits with Annunciators-legends
LCD Display Dimensions:
0.86 x 2.5” (22 x 64 mm)
Accuracy:
12 digit internal accuracy
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You are not obliged to complete your order until you approve shipping charges.
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